5100 E Rancho Paloma Drive Unit 2072, Cave Creek, AZ 85331
- $575,000
- 2
- BD
- 2
- BA
- 1,420
- SqFt
- List Price
- $575,000
- Days on Market
- 101
- Status
- ACTIVE
- MLS#
- 7015374
- City
- Cave Creek
- Bedrooms
- 2
- Bathrooms
- 2
- Living SQFT
- 1,420
- Lot Size
- 1,363
- Subdivision
- Rancho North Condos
- Year Built
- 2021
- Type
- Townhouse
Property Description
**RARE FINANCING ADVANTAGE: Lock in 5.625% & Skip the Heavy Interest Years!** Why start a brand-new 30-year clock at today's 6.5%+ market rates? This turnkey luxury home features a **PennyMac VA Assumable Loan locked at a fixed 5.625% with under 27 years remaining (fully open to both civilian and military buyers).** Because the sellers have already cleared the front-loaded interest of the initial years, a significantly higher percentage of your very first payment goes directly toward building your personal equity. With an incredibly accessible cash-down equity gap of approx. *$40,000*, you can step into a locked note that instantly saves you over *$350+ every single month* compared to financing this same balance from scratch today--putting you years closer to financial freedom. Turnkey Luxury | Fully Furnished | Ready for Immediate Move-In Welcome to Rancho North, where clean contemporary design meets effortless desert living in Cave Creek. Impeccably upgraded and offered *fully furnished*, this rare 2-bedroom, 2-bath end-unit townhouse is truly move-in ready--just bring your suitcase. Positioned as a desirable second-floor corner unit, it delivers enhanced privacy, pristine natural light, and an open-concept split floor plan featuring 9+ ft ceilings and premium finishes throughout. The gourmet kitchen is an entertainer's dream, complete with a massive quartz island, breakfast bar, designer tile backsplash, gas cooktop, and upgraded cabinetry. Suited perfectly for remote work or a seamless seasonal relocation, the home is equipped with smart home features, an energy-efficient HVAC system, and high-speed connectivity. Premium Features: *Fully Furnished:Thoughtfully curated, high-end contemporary furnishings included. *Parking & Utilities:Private, attached EV-ready garage + additional parking, plus a whole-home water softener. *True Lock-and-Leave:Gated community where the HOA fully covers exterior maintenance, roof replacement, landscaping, water, sewer, and trash for a fixed $339/month. *Resort Amenities:Exclusive access to the community pool, spa, fitness center, and fireside lounge. Prime Cave Creek Location: Ideally located just minutes from the booming North Phoenix tech corridor (including the TSMC facility). Enjoy immediate access to world-class golf, scenic desert hiking trails, upscale dining, and the renowned, laid-back Cave Creek lifestyle. Perfect for full-time living, seasonal residents, or professionals seeking a premium, low-maintenance home with an unbeatable, permanent monthly payment advantage over everything else on the market.
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Additional Information
- Elementary School
- Black Mountain Elementary School
- High School
- Cactus Shadows High School
- Middle School
- Sonoran Trails Middle School
- Acres
- 0.03
- Architecture
- Contemporary
- Assoc Fee Includes
- Maintenance Exterior, Roof Repair, Roof Replacement, Insurance, Water, Sewer, Trash, Pest Control, Front Yard Maint, Maintenance Grounds, Street Maint
- Hoa Fee
- $339
- Hoa Fee Frequency
- Monthly
- Hoa
- Yes
- Hoa Name
- Rancho North
- Builder Name
- Homes by Towne
- Community Features
- Community Spa, Community Spa Htd, Gated, Biking/Walking Path, Fitness Center
- Construction
- Wood Frame, Ducts Professionally Air-Sealed, Painted, Stucco, Stone
- Cooling
- Central Air, Programmable Thmstat, ENERGY STAR Qualified Equipment
- Exterior Features
- Balcony, Private Street(s)
- Fencing
- Wrought Iron, Block
- Flooring
- Tile
- Garage Spaces
- 1
- Heating
- Electric
- Laundry
- Engy Star (See Rmks), Inside
- Living Area
- 1,420
- Lot Size
- 1,363
- Model
- A
- New Financing
- Cash, VA Loan, Conventional, 1031 Exchange
- Other Rooms
- Great Room
- Parking Features
- Extended Length Garage, Garage Door Opener, Shared Driveway, Electric Vehicle Charging Station(s), Detached Garage
- Lot Features
- Corner Lot, East/West Exposure, Desert Front, Desert Back
- Roofing
- Tile
- Spa
- None
- Stories
- 2
- Style
- Contemporary
- Subdivision
- Rancho North Condos
- Taxes
- $1,320
- Tax Year
- 2025
- Water
- Public
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